Jiutai Rural Commercial Bank “Network Financing e” is a service brand of the internet loan platform of Jiutai Rural Commercial Bank. The bank shall individual a loan amount which can be used in a revolving in certain period and can be borrowed and repaid at any time. The loan user can draw money and repay the loan by self-service, operating conveniently and efficiently. It consists mainly of “Credit Financing e”, “Harmony Financing e” and “Commercial Financing e”, aiming at individual loan on credit, individual consumption pledge loan and individual production and business loan.

A. Introduction of Credit financing e products

The bank shall grant the user a single-use limit of credit, with which the user can draw money by self-service through internet loan platform at whenever he need the money, to make credit-car consumption and paying online easily.

Target users: the high-end and high quality customers in accordance with the requirements of our bank

Application requirements: VIP client with a limit of credit granted in advance by our bank

Loan amount: 5000 Yuan - 200,000 Yuan

Loan process: 1 -3 working days

Mode of repayment: average principal with interest, average principal, regular interest

settlement and repayment of principal at maturity

B. Introduction of Harmony Financing e

The bank offers certain limit of credit to the borrower who has individual consumption needs and the borrower can draw money by self-service through the internet loan platform whenever he needs the money.

Target users: white collar and gold collar clients with steady income source

Application requirements: having limit of credit in our bank

Loan amount: 10,000 Yuan - 1 million Yuan

Loan process: 1 -3 working days

Mode of repayment: average principal, average principal with interest, regular interest

settlement and repayment of principal at maturity

C. Introduction of Commercial Financing e

Clients provide the bank with mortgages (such as housing estates) or pledged (such as deposit receipt) accepted by the bank, and the bank provide the clients with limits of credit which can be used in a revolving way in certain period, to be used by the clients in production and business. The clients can draw money by self-service through internet loan platform whenever they need the money.

Target users: individual businesses, private business owners

Application requirements: having limits of credit of our bank

Loan amount: 10,000 Yuan - 3 million Yuan

Loan process: 1 - 3 working days

Mode of repayment: average principal, average principal with interest, regular interest

settlement and repayment of principal at maturity