The Financial Service Center for Small Enterprises of Jiutai Rural Commercial Bank of Jilin Province was established in June, 2012, operating in off-bank mode. As a divisional organization, the center consists of 3 administrative departments, that is, risk management department, financial department and general management department, to carry out a professional operation on the financial business of small enterprises. The Financial Service Center for Small Enterprises implements independent credit plan, independent financial resource allocation, independent credit approving system and independent customer standard. 5 direct marketing units have been set up:sales department 1, sales department 2, sales department 3, Jilin City Branch Center and Songyuan Branch Center. A full-function internal marketing network has been established, integrating the functions of marketing promotion,product development, loan approval, risk control, middle ground and background support and guarantee systems into one.

The Financial Service Center for Small Enterprises of Jiutai Rural Commercial Bank of Jilin Province has launched the “Small Dragon Taking-off Solution”, with the innovated financial products for small enterprises as the driving power, with enhancing channel marketing capacity as the emphasis, with enhancing the client’s satisfaction degree as the core, with fine and professional service as the link, to strengthen continuously the value creation ability. With the “Comprehensive Financial Solution” as the featured brand, according to the different development stages of the small enterprise clients (pioneering stage, growing stage and taking off stage), through “Solution Mechanism”, the “Small Dragon Taking-off Solution” provides the upstream and downstream industrial chains of small enterprises with all-round financial products and services such as assets, liabilities, settlement, financial management and financial consultation.

The Financial Service Center for Small Enterprises of Jiutai Rural Commercial Bank of Jilin Province specializes in the financial business for small enterprises, which can make full use of the advantages of Jiutai Rural Commercial Bank, in the respects of decision-making with fewer links, high efficiency of approval, convenient and fast procedures, flexible guarantee styles and easy product innovation, to provide small enterprises with better financial service, to solve the difficult problems in financing of small enterprises, to infuse new blood and add vigor into the small enterprise financial service market in Jilin Province to promote the development of small enterprises.

Scope of business and limit of authority:

The Financial Service Center for Small Enterprises has 1 million to 10million Yuan of credit examining and approving authority, and is in charge of all the business processes from product design, reporting, examining and approving, issuing to after-sale management. The center operates in a production line mode, with process and specialized management, to ensure the efficiency of loan.

Our service concept:

With high efficiency, rapidness, carefulness and close-customer service as our aim; with flexible guarantee styles and fast loan issuing speed as our weapon; customizing the financial service scheme according to the concrete situations and actual demands of the client; giving all-wave considerations to client and thinking what is in client’s mind; marching on side by side and growing together the clients.

Our superiority:

Short flow, Fast speed, Brief procedures, Flexible and diverse guarantee mode.