JiuTai Rural Commercial Bank

E-Banking

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0431-96888

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Online Banking

Individual Online Banking

1. Product definition of individual online banking

The individual online banking refers to the services provided to the clients by our bank through internet, including account management, remittance, inter-bank collection, online loan and online support.

2. Product functions of individual online banking

1. Account management

(1) My account

(2) Account inquiry

(3) Inter-bank account inquiry

1. Account inquiry

2. Sing online

3. Protocol inquiry/revoke

4. Trading result inquiry

(4) Trading details inquiry

(5) Electrical receipt

1. Electrical receipt inquiry

1. Electrical receipt verification

(6) Wealth overview

(7) Account service

1. Account adding/deleting

2. Suspending account

3. Account nickname setting

(8) Function introductio

4. Inter-bank collection

(1) Inter-bank collection

(2) sign online

(3) Protocol inquiry

(4) Trading result inquiry

5. Financial management

(1) Fixed time deposit

1. Transfer from current deposit to fixed time deposit

2. Transfer from fixed time deposit to current deposit

(2) Call deposits

2. Transfer from call deposits to current deposits

(3) Function introduction

6. Online payment

(1)Alipay cartoon

1. Sign Online

2. Cancel contract online

3. Limit setting

4. Contract signing information inquiry

(2) Function introduction

7. Individual loan

(1) Loan basic information inquiry

(2) Repayment schedule inquiry

(3) Inquiry of repayment history details

(4) Function introduction

2. Remittance

(1) Transfer within the bank

(2) inter-bank transfer

(3) Inter-bank express remittance

1. Inter-bank express remittance

2. Trading result inquiry

3. Express remittance payee management

(4) Transferring result inquiry

(5) Common payee management

(6) Inter-branch number inquiry

(7) Function introduction

8. Security Center

(1) Changing password

1. Login password changing

(2) Account protection

(3) Security settings

1. Function setting of my internet bank

2. Reserved information setting

(4) Limit setting

(5) Function introduction

3. Client service

(1) Nickname setting

(2) Function introduction

3. Serving object of individual internet bank

The individual clients opening settlement accounts with our bank.

4. Charging standard of individual internet bank

The charging items of internet bank include cost of operation, annual service fee and transaction handling charge.

Item	Charging standard	Remarks
Annual service charge of individual internet bank	12 Yuan/year	Temporarily not to collect fees
Annual service charge of internet bank Ji E Shield Card	50 Yuan/piece	Free registration, re-issuance shall charge normal cost of production if the card is lost
Transfer within individual internet bank	Free of charge	Single transfer limit is 1 million Yuan, daily accumulative total is 1 million Yuan
Inter-bank transfer of individual internet bank	Below 2000 Yuan (including 2000 Yuan), charging 2 Yuan for each transfer;	Single transfer limit is 1 million Yuan, daily accumulative total is 1 million Yuan
	2000 - 5000 Yuan, charging 5 Yuan;
	5000 - 10,000 Yuan (including 10,000 ), charging 10 Yuan
	10,000 - 50,000 Yuan (including 50,000) , charging 15 Yuan;
	Over 50,000 Yuan, charging 0.03%, the maximum charge is 50 Yuan.
Express remittance of individual internet bank	Free of charge	Single transfer limit is 50,000 Yuan, daily accumulative total is 1 million Yuan
Inter-bank express remittance of individual internet bank	Free of charge	The single transfer limit is 50,000 Yuan and the low value of the limit of the paying bank, the daily and monthly accumulative totals are subject to that of the paying bank

5. Special businesses of individual internet bank

Our bank provides the individual VIP clients with special limit service. Individual VIP clients may apply to any branch of our bank for breaking through the original limit. The limit of examining and approving authority at each level is as follows:

Institution	Single transfer limit	Daily accumulative total
Banking outlet	5 million Yuan	5 million Yuan
Bank and credit cooperative at county level	10 million Yuan	10 million Yuan
Jilin Province Rural Credit Union	Over 10 million Yuan	Over 10 million Yuan

6. Application channel for individual internet bank

Over counter.

Enterprise Internet Bank

1. Product definition of enterprise internet bank

The enterprise internet bank refers to the services provided to enterprise and institution clients by our bank through internet, such as account management, remittance, inter-bank collection, online loan and online payment.

2. Product function of enterprise internet bank

1. Account management	(1) Account inquiry 1) Account review 2) Account transaction details inquiry 3) Internet bank statement inquiry (2) Account setting (3) Electrical receipt (4) Inter-bank account inquiry		(5) Agreed transfer to upper level (6) Agreed transfer to lower level (7) Account grouping
		6. Enterprise loan	(1) Inquiry of loan basic information (2) Inquiry of repayment plan
		7. Enterprise management platform	A. Authorization center B. Enterprise management inquiry 1. Enterprise information inquiry (1) Basic information inquiry (2) Account information inquiry (3) Authorizing mode inquiry (4) Inquire how to open internet bank business (5) Operator information inquiry 2. Enterprise operator management (1) setting the authority limit for enterprise operator (2) Setting authority levels (3) Setting the limits for single sum and daily accumulative total 3. Account authority management
2. Remittance	(1) Transfer mutually between accounts with the same name (2) External payment submission (3) Payment transaction inquiry (4) Common payee maintenance (5) Affiliated bank number inquiry (6) Inter-bank express remittance
3. Collection and distribution businesses	(1) Distribution business (2) Distribution result inquiry
4. Inter-bank collection	(1) Inter-bank collection (2) Signing online (3) Protocol inquiry/revoke (4) Transaction result inquiry
5. Corporation service	(1) Information inquiry 1. Inquiry on the account balance of controlled company 2. Inquiry on the account details of controlled company 3. Transfer transaction inquiry (2) Transfer to upper level from controlled company (3) Transfer downward to controlled company (4) Internal transfer	8. Client service	(1) Safety management 1. Login password changing 2. Setting of reserved message (2) Maintenance 1. Maintenance of remittance purpose 2. Maintenance of shortcut menu 3. Setting of login homepage (3) Inquiry

3. Serving object of enterprise internet bank

The enterprises and public institutions opening corporate deposit account with our bank.

4. Application process for enterprise internet bank

(1) Business application

Enterprise client must be registered with the opening bank. If an enterprise client has opened settlement accounts with several branches of our bank, it must be registered with the opening bank of each account or linked. The registration of enterprise client needs the following documents:

1. The original copy and stamped duplicate of the Organization Code Certificate used to open settlement account;

2. The application forms such as Application Form for Enterprise Client of Internet Bank affixed with the official seal of enterprise, the seal reserved for account registration and the seal of the legal representative of enterprise;

3. The original copy and duplicate of the valid ID card of the legal representative of enterprise, the original copy and duplicate of the valid ID card of the agent or user of enterprise internet bank, the Notification Authorizing to Handle Enterprise Business by Internet Bank (not needed when it is handled by the legal representative himself) affixed with the official seal of enterprise and the seal of legal person;

(2) Cancellation of business

Enterprise client may apply for internet bank business canceling procedures. The changing procedures must be handled at the registration bank, providing the following documents:

1. The Application Form Regarding Changes (Cancellation) by Internet Bank Client affixed with the official seal of enterprise, the seal reserved for account registration and the seal of legal representative of enterprise (or authorized agent);

2. The original copy and duplicate of the valid ID card of legal representative, the original copy and duplicate of the valid ID card of the agent, power of attorney issued by legal person.

(3) Change of Business

Enterprise client may apply for internet bank business changing procedures. The canceling procedures must be handled at the registration bank, providing the following documents:

2. The original copy and duplicate of the valid ID card of legal representative, the original copy and duplicate of the valid ID card of the agent, power of attorney issued by legal person.

5. Charging standard of internet bank

The charging items of internet bank include cost of production, annual service fee and transaction handling charge.

Item	Charging standard	Remarks
Annual service charge for enterprise internet bank	According to the copies of digital certificate, 180 Yuan/copy/year	Free of charge for the first year
Ji E Shield	50 Yuan/piece	Free registration, reissuance shall charge normal cost of production if the card is lost
Transfer within the bank	Free of charge	Single transfer limit is 2 million Yuan, daily accumulative total is 1 0 million Yuan
Inter-bank transfer	Below 10,000 Yuan (including 10,000 Yuan), charging 5 Yuan for each transfer;	Single transfer limit is 2 million Yuan, daily accumulative total is 10 million Yuan
	10,000 - 100,000 Yuan, charging 10 Yuan;
	100,000 - 500,000 Yuan (including 500,000 ), charging 15 Yuan
	500,000 - 1 million Yuan (including 1 million) , charging 20 Yuan;
	Over 1 million Yuan, charging 0.002%, the maximum charge is 200 Yuan
Inter-bank express remittance	Free of charge	Single transfer limit is 50,000 Yuan, daily accumulative total is 1 0 million Yuan
Inter-bank collection	Free of charge	The single transfer limit is 50,000 Yuan and the low value of the limit of the paying bank, the daily and monthly accumulative totals are subject to that of the paying bank

6. Special business of enterprise internet bank

(1) Special limit

Our bank provides the enterprise VIP clients with special limit service. enterprise VIP clients may apply to any branch of our bank for breaking through the original limit. The limit of examining and approving authority at each level is as follows:

Institution	Single transfer limit	Daily accumulative total
Banking outlet	10 million Yuan	5 million Yuan
Bank and credit cooperative at county level	5 million Yuan	100 million Yuan
Jilin Province Rural Credit Union	Over 100 million Yuan	Over 100 million Yuan

(2) Favorable handling charge

Aiming at the high quality client of our bank, we provide favorable commission to the inter-bank transfer over internet bank. The enterprise clients may apply to the branches with which they open accounts. The discount rate of preferential transfer provided by our bank shall be divided into 70%, 50%, 30% and free of charge, which shall be approved step by step.

6. Application channel for enterprise internet bank

Over counter.

WeChat Banking

Sina weibo

Operating Branches