1. Product definition of “Allied Bank’s Express Payment” refers to a new means of cash payment, which can realize the free transfer between Unionpay debit cards. This is a newly developed means of payment that funds can be transferred to account in real time, which is oriented mainly to peasants, grain processing enterprises and grain brokers. It is used specially for the settlement of funds during grain transaction. As long as the buyers and sellers of grain hod any Unionpay cards, the transfer can be realized through the “Allied Bank’s Express Payment” terminal. The transfer transaction has no bank limit .

The basic charge for each deal of “Unionpay” is 3 Yuan/deal, which shall be born by the payer.

2. Product functions of Allied Bank’s Express Payment

1) Funds transfer to account in real time, of which the balance can be inquired at any time.

2) Simple operation, the transaction shall be completed by swiping cards by the buyers and sellers.

3) It is flexible to use and can be taken along anywhere, to transfer money at home.

4) Reliable and safe, multiple verification ensures funds safety

5) All transactions are electronic, free from the risks to deposit and withdraw money at bank and risk of counterfeit money

6) Ongoing transaction for 7X24 hours

3. Marketing promotion of “Allied Bank’s Express Payment”

(1) Applicable scope of “Allied Bank’s Express Payment”

1) Grain purchase

2) Vegetable purchase

3) Livestock purchase

4) Nutlet purchase

(2) Serving object of “Allied Bank’s Express Payment”

1) To expand the grain , vegetable and livestock brokers with the Professional Qualification Certificates issued by Labor Bureaus.

2) To expand the brokers that have business dealings with the credit cooperatives at all levels

3) To expand grain brokers through grain processing and purchasing enterprises.

4. Application requirements for Allied Bank’s Express Payment

1) Network Access application for “Allied Bank’s Express Payment” service

2) ID card (copies) of applicant

3) Business license, tax registration certificate

4) 2000 Yuan of guarantee deposit for the appliances

5) Business agreement of “Allied Bank’s Express Payment”