Definition of product:  working capital loan is a kind of RMB loan to meet the medium and short terms funds demand during production and business, to be used in the turnover of daily production and business.

Serving object: the business entities registered with the industrial and commercial administrative department (competent authorization) that have loan qualification or the other organizations and individual businesses according with the national regulations.

Advantages of product: simple procedures,fast approval and flexible guarantee style.

Application requirements:

1. The subject qualification or operational entity are lawful and effective, with full license of the trade;

2. The production and operation are lawful and within the scope of business license, according with the relative policies of state industry and environment protection. The production and operation are in normal situation with good financial status, having the capacity to operate continuously with legal repayment source;

3. With good credit record and the ability to repay the loan principal and interest at maturity;

4. Having opened basic or general settlement account with Jiutai Rural Commercial Bank, willing to receive the credit and settlement supervisions by Jiutai Rural Commercial Bank;

5. The loan purpose is clear, according with the provisions of state laws, regulations and policies;

6. Having the credit qualification accepted by Jiutai Rural Commercial Bank and being able to provide legal, full valued and effective guarantee;

7. Other conditions required bu Jiutai Rural Commercial Bank.