Definition: Stock right pledge loan of small and unlisted company means that the borrower applies for a loan from Jiutai Rural Commercial Bank with the stock right of himself or held lawfully by third party as the guarantee of creditor’s right, in order to make up the shortage of working capital.

Serving object: business (public institution) entities registered with industrial and commercial administrative department (competitive authorization) or other organizations according with national regulations.

Advantages of product:

Simple procedures, fast approval, flexible repayment

Exciting assets, changing the static stock right of the enterprise into dynamic available funds;

Flexible guarantee, the stock right of the borrower himself or held by third party can be taken as loan guarantee.

Application requirements:

1. Holder of the business license issued by industrial and commercial administrative department and the business certificate of related trade;

2. All the stock rights of the company that are used to applies for pledge registration shall have been registered in advance with the trustee agency and abide by the administrative provisions for registration by the trustee agency;

3. The company whose stock rights are registered for pledge shall be limited liability company. The company shall confirm, in proper manners, the matters on stock right pledge and restriction on equity changes, according to relative laws and regulation and the provisions of the articles of corporation;

4. The stock rights used for pledge registration must be lawfully transferable stock right;

5. Other conditions required by Jiutai Rural Commercial Bank.