Product definition: small supermarket supplier loan refers to the RMB loan issued by Jiutai Rural Commercial Bank to the small upstream supplier of large supermarket, on the basis of the clear supply chain, relying on large supermarket, with the help of the credit and strength of supermarket, according the supermarket’s future ability to pay in cash to the supply contract with the upstream suppliers.

Serving object: the small upstream supplier of large supermarket which has close supply relation with large supermarket and is in good credit status.

Advantages of product:

Flexible usage of funds - it can be single line or revolving line.

Simple guarantee style - other measures of security guarantee are not needed, except for the joint liability guaranty provided by the enterprise’s major operators and their couples and main shareholders.

Application requirements:

1. Holders of business license issued by industrial and commercial department and the business certificate of the relative trade;

2. Registered limited liability company with at least 2 year’s operation, registered individual business with at least 3 year’s operation;

3. Having sales and purchases contract with large supermarket, supplying goods steadily and continuously over 1 year, with evidence of supply history, without large amount of sales return;

4. Having opened basic settlement account with Jiutai Rural Commercial Bank, willing to receive the credit and settlement supervisions by Jiutai Rural Commercial Bank and willing to sign the Account Supervision Agreement;

5. In good credit status, without significant poor credit record;

6. Other conditions required by Jiutai Rural Commercial Bank.