Definition: the financing business with domestic orders refers to the short-term financing that Jiutai Rural Commercial Bank provides to the borrower, upon the application by the order acceptor (hereinafter referred to as “borrower”), after the buyer and seller have signed the order contract, with the expected payment of goods under the order as the main repayment source on the basis of the true and effective order contract, to meet the funds demand by the borrower to purchase the raw material under the order , to organize construction and cargo transportation.

Serving object: being suitable for the seller enterprise that has funds demand f to carry out production and to make up the order with settlement on business credit basis, after receiving lawful and effective order.

Advantages of product:

To reduce occupation of funds - supported by the order financing provided by the bank, the client may reduce effectively the occupation of his own funds.

To seize market opportunities - meeting the funds demand by the client in implementation of contract and making up the order, to seize the market opportunities to extend sales scale.

To optimize funds management - in case that the client comes across better investment opportunities after receiving the order, he can effect the payment to make up the order in the order financing way, so that the enterprise may realize the investment benefits while keeping the enterprise operating normally, to optimize the efficiency of funds.

Application requirements:

1. The borrower is operating lawfully and has the supply ability accepted by the buyer, keeping a steady business relationship with the buyer for at least 2 years, with good records of delivery performance and good sales payment status during the cooperation;

2. The products and service are of good quality, according with the state and industrial standards and have strong market competitiveness in comparison to like product. There exists no lawsuit or trade dispute arising from product and service qualities before;

3. The buyer’s production and business are running normally, with standard management and good financial status. The buyer has strong repaying ability and enough cash flow to pay the purchased goods on schedule. The orders signed with the seller before has low rate of order withdrawal. The buyer has no default in payment and other bad record;

4. The borrower’s financing with bank has no overdue payment, debit interest and money advanced;

5. Having opened basic or general settlement account with Jiutai Rural Commercial Bank.