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Deposit Business

Release Time: 2016-08-30Author :JTCBSource:JTCBBrowsing Times :5285

Unit current deposit

After deposit to the bank the deposit money could be accessed or transferred at any time, mainly have opening an account, deposit, draw, account cancellation, agreement deposit appointment or cancel the function and so on.

 

Unit fixed time deposit

It is a kind of deposit business, It is deposited by the organs, enterprises and public institutions, social communities and other deposit units in one time, appoint the time limit, the bank will pay the capital and interest in one time when expiring.

 

Unit information deposit

It refers to when the depositor deposits, does not appoint deposit period, when drawing, it needs to inform the bank ahead of time, appoint the drawing date and amount, then could draw the deposit.

 

Unit agreement deposit

It refers to that after the customer opens basic account or general deposit account, signs an agreement deposit contract with the bank, appoints the time limit of the agreement deposit, appoints the basic deposit amount, the bank will have interest accrual to the deposit within basic deposit amount according to interest accrual date or according to the current deposit rate of interest of the drawing date,

For the agreement deposit part of exceeding the basic deposit amount, the bank will pay the interest according to the interest settlement date or agreement deposit rate of interest of the drawing date.



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