Definition of product:

The credit product is jointly pushed out by our bank with Jiutai City Middle and Small Enterprise Guarantee Limited Company, Changchun City Middle and Small Enterprise Guarantee Limited Company, Jilin Province Credit Guarantee Investment Limited Company, being aimed at promoting the development of private economy and middle and small enterprises of Jiutai City, to provide financial support for the vast laid-off workers’ re-employment.

Suitable object:

Legal person of middle and small enterprises (public institution), other economic organizations, individual business and natural person in the downtown of Changchun City and within the scope of Jiutai City.

The basic conditions of the borrower:

    1. The borrower is Legal person of enterprises (public institution), other economic organizations, individual business, need to possess License of the Business Corporation or Business License approved and issued by the national industrial and commercial administrative department, Tax Registration Certificate approved and issued by the tax department as well as other valid certificate approved and issued by the concerned department;

2. To open basic account or general deposit account;

3. Possesses Loan Card approved and issued by the People’s Bank of China;

4. Having fixed site of business operation, the working on production and operating activities must be accordance with the national laws, laws and regulations and related industrial policy;

5. Credit status is better, having the capacity of repaying the loan capital and interest on time;

6. Having certain ratio of self-owned funds;

7. If the borrower is natural person, must be full of 18 years old, having full capacity for civil conduct;

8. The other conditions regulated by our bank.

Loan interest rate:

According to the related regulations of RMB Loan Interest Rate Pricing Management Method of Jilin Jiutai Rural Commercial Bank to carry out.

Loan period:

The longest is not exceeded 2 years (including).

Intended use of the loan:

    It is mainly used for the needed temporary turnover of capital for production and management and consumption and other reasonable funds demand of the borrower.