1. The loanee should be approved and registered by the industrial and commercial administrative managing organization or the main managing organ according to the laws;

2. The credit status of the loanee should be better, no important bad record;

3. If the loanee is legal person of a newly setting up project, its controlling shareholders should have better credit status, no important bad record;

4. To have demands of investing main body qualification and operation intelligence to the preparing investing project of the nation, accord with the demands;

5. The intended use of the loan as well as the source of repaying are clear, legal;

6. The project is accord with the industry, land, environment protection and other concerned policies of the nation, and carried out the legal managing procedures of the fixed assets investment project according to the regulations;

7. Accord with the regulations of the nation of the concerned investing project capital assets system;

8. The other conditions demanded by the loaner.