1. The natural person must have legal identity, could provide effective identity certificate, papers of household register and marriage status, Hong Kong, Macao, Taiwan residents as well as foreign natural persons should provide effective residence permit.

2. To have relative professional experiences, have certain private property and the capability of repaying capital and interest of the loan; credit is better, have the capability of repaying the capital and interest of the loan.

3. The deal background is real, could provide legal and effective purchasing contract of vehicle/equipment and the prove of initial payment.

4. Agree to open repaying account and cash deposit account at our bank, and also authorize our bank to deduct and receive directly loan capital and interest from the repaying account, and transfer the loan fund into the appointed account of the centre manufacturers or dealers.

5. Could provide effective guarantee approve by our bank as well as the other conditions demanded by our bank.