1.The loanee should be set up according to the laws;

2.The intended use of loan is clear and legal;

3.The production and operation are legal and according to the rules;

4.The loanee has the capability of sustained operation, has legal source of repaying;

5.The credit status of the loanee is better, no important bad credit record;

6.Except the above conditions, the loanee should accord with the following conditions at the same time:

Bridging loan of direct financing:

(1) The application of issuing shares, convertible bond, enterprise bond, company bond, medium term note or short term financing bond of the loanee has been approved by the related managing departments (including checked and approved, obtained for the record, or registered) .

(2) The guiding person of coming into the market, sponsor, and the main consignee will be undertaken by the organization approved by Jiutai Rural Commercial Bank, among them, issuing medium term note and short term financing bond, Jiutai Rural commercial Bank will take part in consignment sales.