The loanee to apply to transact pledge loan of share rights must be the legal person of enterprise (public institution) checked and approved by industrial and commercial administration managing organization to set up and passed the annual inspection, and also accord with the basic demands of credit extension of our bank, at the same time should possess the following conditions:

1.The capital property has sufficient mobility, and the enterprise operation is steady, financial status is better, managing system is perfect, possess the ability of repaying capital and interest;

2.The founding time is not less than 3 years, and in the past 3 years operation history, all kinds of financial index, operation date present steady or increasing situation;

3.The operation accords with the industrial policies of the nation, market prospect is better;

4.The operation of the last year does not appear loss, present progressive profits in the continuous 3 years, and profits capability is not lower than the average level of the profession;

5.The asset-liability ratio is usually not higher than 65%, repaying capability is better;

6.Already opened settlement account at our bank, voluntarily accept credit extension supervision and settlement supervision of our bank, credit record is better;

7.The other conditions demanded by our bank.