“Petty loans” --- Starting small and growing together

1.  Use of loan: being used to expand the scope of business.
2.  Entry conditions:
(1)  Individual business at initial development stage which has operated at least for one year;
(2)  Required to open an account with our bank during loan period.
3.  Elements of product
(1)  Loan volume: 5000 – 100,000 Yuan;
(2)  Mode of guaranty: guarantor;
(3)  Mode of repayment: monthly repayment of average capital plus interest;
(4)  Loan period: 3 – 18 months;
(5)  Loan interest: the total interest to be repaid shall be 764 Yuan for a loan of 10.000 Yuan with a loan period of 12 months;
(6)  Time of loan processing: 2 – 5 working days.