Brief introduction:

Interest withdraw time deposit is a kind of fixed savings

deposit business provided by the business organ to the customers, appointment deposit period and interest drawing date when deposit, deposit the principal in one time, drawing interest by times, after expiring drawing the principal in one time.

Deposit period:

It has 3 kinds: 1 year, 3years, 5 years.

Starting amount:

Starting amount is 5000 Yuan, more deposit no limit.

Deposit and drawing regulations:

The customer according to the appointed interest drawing

Date, could draw interest one time by one month or several months, if interest drawing date is not up, not allowed to draw interest ahead of time; not drawing interest at interest drawing date, could draw interest at any time later; drawing principal ahead of time, according to the regulations of drawing ahead of time of fixed deposit to calculate the interest within the deposit period, and deduct the more paying interest.

Interest accrual regulations:

1. Interest drawing date is: the corresponding date of cycle month of opening of deposit capital and drawing interest;

2. The customer could draw interest one time according to the every appointed cycle with deposit book, if the customer do not draw interest at interest drawing date, could draw interest at any time of the later month, but do not calculate compound interest.

3. When drawing interest per cycle month do not deduct interest tax (if it has), when closing account deduct interest tax in one time (if it has);

4. If interest withdrawal time deposit in the original deposit period is met interest rate adjustment, no matter higher or lower, all will be according to the noticed deposit interest rate of deposit book opening date, to calculate the interest total amount according to the year, month , date method of special deal mode, then based on the appointed interest drawing time to calculate the interest drawing amount every time;

5. Drawing ahead of time, according to the interest rate of noticed current savings deposit of drawing date to calculate interest in the deposit period with the mode of actual date of special deal method, and deduct the more paying interest and interest tax (if it has) from principal;

6. Drawing of exceeding time limit, the part of exceeding time limit will be according to the drawing date of noticed current savings deposit interest rate, to take the mode of actual date of the special deal method; to have interest accrual;

7. When the customer closing account and drawing interest, due to deducting the interest tax, it may appear red mark, should be deducted from the principal in one time.