Brief introduction:

Personal notice deposit is a kind of business provided by the business organ to the customers, when deposit do not appoint the deposit period, deposit the principle capital in one time, could draw in one time or more times, when drawing it needs to inform business organ ahead of time, appoint the date and amount of drawing deposit.

Deposit and drawing amount:

Starting amount and the lowest amount are all 50000 Yuan (including) RMB or the equal valued foreign currency.

Deposit period:

Do not appoint deposit period, according to the long or short of the informed time limit of the customer ahead of time, divided into two products of one day notice deposit and seven days noticed deposit.

Drawing regulations:

The lowest drawing amount is 50000 Yuan. Part of drawing, the keeping amount is not lower than 50000 Yuan；If it is lower than 50000 Yuan, it must be closing the account.

Interest accrual regulations:

(1) When drawing the notice deposit, the business organ will be according to the drawing date of noticed relative interest rate and actual deposit period for interest accrual, interest will be cleared along with the capital.

(2) The actual deposit period is not full of notice time limit, not notice ahead of time but drawing, already handled notice procedure, but drawing ahead of time or drawing of exceeding the time limit, the drawing amount will be according to the current savings deposit interest rate for interest accrual.

(3) Already handled notice procedure and drawing in time;

1. Drawing amount is in accordance with notice amount, the drawing amount is according to relative interest rate of notice deposit for interest accrual;

2. the drawing amount is lower than the notice amount, the drawing amount will be according to the relative interest rate of the notice deposit for interest accrual;

3. drawing amount is exceeded the notice amount, the notice part will be according to the relative interest rate of notice deposit for interest accrual, exceeding amount (notice amount reduce the drawing amount) will be according to the current savings deposit interest rate for interest accrual.

(4) Already handled the notice procedure, but not drawing or cancel the notice within the notice time limit, it will be no interest accrual in the notice time limit.

(5) Part drawing of notice deposit, the keeping part is higher than the starting amount, it will be calculated as deposit period from original opening date; The keeping part lower than the starting amount will be closed the account, according to the clearing date of noticed current savings deposit interest rate for interest accrual.