The People’s Bank of China put forward in the monetary policy executive report of the second season issued on 5, guide financing institution optimization credit structure.

When the report describes policy thinking of the next stage said, demanding to vitalize stock, optimization increment, support the economic structure adjustment and transformation and upgrading. Continuing optimization diffluent investment and structure, give play well to the credit policy and support the function of loan once more, rediscount once more and mortgage supplement loan.

The report emphasizes, further intensify credit policy to the function of advancing constructive property reformation of supply side. To guide financing institution to persist to make a difference between discrimination, having helping and having controlling, advance and retreat well-aligned, positively complete financial service work of supporting the industry’s steady increasing, adjusting structure, increasing benefits, defusing the surplus capacity, developing green credit, transformation and upgrading of manufacturing industry. Further enhance the financing support vigor to the construction of Midwest Railway, Yangtze River Economic Zone and the construction of other national major infrastructure and major strategic projects. Improve continually financing service level to provide for the aged, housekeeping and other new consuming field and modern service industry.

The report put forward, effectively keep away and defuse systematic financial risk, practically maintain the stabilization of financial system. Perfect the system construction of financial risk monitoring, estimation, early warning and disposition, check the hidden trouble of risk overall, pay close attention to the risk of real economy, especially the industry of excess production capacity, real estate, local government debts and other fields. Enhance risk monitoring and analyzing to the enterprise debts risk, quality of bank portfolio and mobility changing, internet finance, private financing, cash flow of crossing border and so on, perfect response plan, explore and utilize all kinds of measures and means to defuse and properly dispose financing risk in time.