The village banks of our country have gone across the course for 10 years, it gives play to an important role on the sides of activating rural financial market, perfecting rural financial system, supporting rural economic development. As the first rural commercial bank in the northeast, since starting from 2010, Jilin Jiutai Rural Commercial Bank sponsors and sets up 30 village banks, merge and acquisition 2 village banks at 10 Provinces in the whole nation, in order to enlarge service field and range, support construction of socialism new countryside, meet with the fund demand of three agricultures.

Up to the end of 2016, 32 village banks have issued loan of 190.1 hundred million Yuan totally, among it, agriculture-related loan as 134.9 hundred million Yuan, proportion reached 70.9%; loan balance of peasant households as 58.6 hundred million Yuan, occupies 52.2% of agriculture-related loan balance, benefitting peasant households reaches 14523 households.

Jiutai Rural Commercial Bank guides each village banks to put forth effort to make “Own Bank of the Local Civilian”, forms the pattern of co-melting development with the local economy. Starting from sponsoring and setting up the first village bank, clears and definites the idea of “Taking Root County Territory, Serving for Three Agricultures, Supporting Small and Micro Businesses, Syngenetic Win-win”. Taking three agricultures and Small and Micro Businesses of county territory as the service objects, insists “Small and Special” of business operation, mainly aims at small regions, small industries, small customers, small projects, protrudes characteristic management, creates characteristic brand, develops characteristic products.

Each village banks will sponsor mature goods produced to support agriculture of the banks, such as “Maoyida”, Yinqitong”, Xundaitong”, “Rongzibao” and others to copy to the local markets, by means of practice for gradual popularization and application.

Jiutai Rural Commercial Bank will actively guide banking outlets of village banks to sink, press close to the production and life of the masses. On one side, establishes loan green channel of peasant households and small and micro businesses, under the premise of controllable risk, simplifies loan procedures, some of the village banks are praised as “The Fastest Bank of Handling Loan” by the local customers; on the other side, conditional village banks carry out delay service actively. The village banks of benefit the people of Nanguan and Shuangcheng, the most delay service reached 4 and half hours, meet the demand of the production and life of the peasant households realistically, solve difficulties for the peasant households.